Business Lines, Loans & Credit Cards
Line-of-Credit
An ACU line-of-credit is simple and easy to use. With an available credit line up to $50,000, your line is the perfect financial tool to:
- Cover short term cash needs until accounts receivable are collected
- Take advantage of supplier discounts
- Cover seasonal working capital needs
Term Loans
An ACU term loan is the ideal choice for financing the purchase or modernization of your company's productive assets. Use your loan to:
- Add to your long-term working capital
- Purchase vehicles or other business transportation
Commercial Real Estate Loans
ACU offers very competitive mortgages for all of your commercial real estate needs, including purchase money transactions and refinances. Property types include:
- Owner and non-owner occupied commercial units
- Rental housing and/or apartment complexes
- Mixed use commercial and residential buildings
Visa® Business Platinum Credit Card
The ACU business credit card provides a flexible way to streamline purchases and control expenses. You will also benefit from ACU's Visa® Business Rewards program, where accumulated points are redeemable for merchandise or travel. You can:
- Separate business from personal expenses
- Issue cards to employees for purchases, travel, etc.
- Preset a spending limit on each employee's card
To learn more about business loans, lines and credit cards, simply call (815) 267-7700 to speak with a Branch Manager or e-mail businessservices@argonnecu.org.
