Argonne Credit Union

Accounts & Services

Accounts & Services

ACU VISA Credit Card Payment Options  

Save time when you pay your ACU Visa Credit Card bill with any of our convenient payment options.

 Payment Options Payment applied Pay from Service Fee
Online
NEW Visa Online Same day* Any Account No
Home Banking 2 business days ACU Accounts Only No
Phone
A.R.T. 2 business days ACU Account Only No
Card Services 1-2 business days Any Account $5
Mail 7-10 days Any source No
In Person 2 business days Any source No
Automatic On due date ACU Account only No

* If you use a non-ACU account, set up Pay My Bill in Visa Online 10 days before you want your first payment made. Payments after that will be applied on the same day.

How the Payment Options Work

Online

Visa Online - Pay My Bill Home Banking Transfer

You will need:
   1. Account Number you want to make the payment from
   2. Routing & Transit Number of your payment account

Getting Started

1. Login to Credit Card Activity or Visa eStatements

2. From the Online Services menu choose Make a Payment under the Payment Center

3. Follow the on screen instructions to make a payment 
    
Payments from ACU Accounts will process immediately     

Payments from other institutions
 require enrollment in Pay My Bill & a pre-note. After you enter your information a pre-note is sent to your institution. The site will then inform you that your payment will be effective 10 days later. For example, if enrolled 12/8, payment effective date will be 12/18. On that date, you can schedule your first payment. Once the pre-note has been completed, that payment will be applied to the account within 24-48 hours.Payments after that will be applied on the same day.

Transfer your payment 
from an ACU account using the Quick Transfer drop down.

Payments can also be made using Transfer Funds. They can be:

Immediate 
or
Scheduled
(one-time or recurring)


Not enrolled in Home Banking? 

Learn more and
sign-up
 for this free service today.


Phone

Card Services Audio Response Teller (A.R.T)

Payments will incur a $5 service fee

Call 800-654-7728 

Press 0 (zero) to speak to a representative to request a phone payment.

Call 815-577-8503 or 877-228-2781 (outside of Chicago)
Follow the voice prompts after accessing the Account Information System

Don't have access to A.R.T.?  Email us to request your A.R.T. agreement and Personal Identification Number (PIN) today.

Mail Payments
Payments can be mailed to any of the following addresses:

Payment Processing Center
ACU Visa
PO Box 660348
Dallas, TX 75266-0348
Argonne Credit Union
1350 West Renwick Road
Romeoville, IL 60446
Overnight Mailing Address
Payment Processing
560 Carillon Parkway
St. Petersburg, FL 33716









In Person
Visit any ACU office  to make your payment at the teller window. Pay with cash, check, or transfer funds from your ACU account.


Automatic Payments
ACU can automatically make your Visa payments from your ACU Savings or Checking account. You have three pre-authorized payment options:

  • Make the minimum payment or 2.5% of the balance, whichever is greater
  • Pay a fixed amount you choose
  • Pay the total shown on your monthly statement

Complete a pre-authorized payment request  today.

Questions?
e-mail
cardservices@argonnecu.org 
or call (815) 267-7700.

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