VISA® Platinum Credit Cards
Two great cards, one simple choice...
Rewards or a Low Rate
Apply today & transfer balances to your ACU Visa to receive a low rate for 6 months!
Disclosures | Print a Balance Transfer Form | Lost/Stolen | Payment Options
Both ACU VISA® Platinum Cards Offer:
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 |
Choose the card that's right for you!
| Platinum Rewards | Platinum | ||
| Program Recommendation | Perfect if you pay your monthly balance in full & enjoy earning rewards | The right choice if you carry a monthly balance & want to pay the lowest rate | |
| Annual Fee | None | None | |
| Annual Percentage Rate (APR)1 | 10%-17.15% Variable2 |
7%-14.15% Variable2 |
|
| 6 Month Balance Transfer Rate on new accounts |
3.99% APR3, after that APR's shown above |
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| Rewards |
Yes |
No |
|
| Online Shopping Protection |
Yes |
Yes |
|
| Auto Rental Insurance5 |
Yes |
Yes |
|
| Travel Accident Insurance5 |
Yes |
Yes |
|
| Fraud Protection |
Yes |
Yes |
|
Learn more about Visa Platinum Rewards or Platinum Credit Cards Today.
Apply Today
Current ACU Cardholders | New Accounts
Disclosures | Print a Balance Transfer Form | Lost/Stolen | Payment Options
Questions?
e-mail memberservices@argonncu.org or call (815) 267-7700 or (866) 469-6228
1 Rate based on applicant's credit score.
2Your APR may vary. The rate for purchases, cash advances and balance transfers are determined monthly by adding 5.9%-13.9% for Platinum Rewards or 2.9%-10.9% for Platinum to the Prime Rate as published in the Wall Street Journal as of the last day of each month preceding each billing cycle (the "index").Floor rates for the cards are 10% APR for Platinum Rewards and 7% APR for Platinum.
3Finance charges accrue from the date the balance transfer is posted to your account. Transfer rate does not apply to existing ACU balances or convenience checks and must be $100 or more to qualify.
4 Select transactions - such as cash advances, balance transfers, convenience checks, and insurance charges posted to the account - are excluded from earning points. Points cannot be transferred from the ACU Rewards Card program to the traditional ACU Platinum Credit Card program and must be used before the Rewards Card is closed. Points can exist on an account for up to five calendar years and will start to expire at the end of the fifth calendar year. Rewards points earned on Rewards Credit Card are administered by CURewards (the Program) on behalf of ACU and are NOT; a deposit; obligation of ACU, ASI or any affiliated entity. Accounts must be open and in good standing (not Canceled or terminated by either party or delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Rewards are not available when a cardholder is in default under the card agreement. Complete program details are available at www.curewards.com.
5 Request the Security Protection Package & Worldwide Automatic Travel Accident and Baggage Delay Insurance plan for additional information.
