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Home Mortgage Closing Costs
Idaho
Appraisal Fee
$450
Credit Report Fee
$21.50
Origination Fee
$350
Title and Recording Charges
Costs vary depending on the loan amount and the Title Company used by the Seller. An estimate of Title and Recording charges will be sent to you on your Good Faith Estimate.
Interest
Interest is charged from the day of closing on Purchases and the day of funding on Refinances. Your Good Faith Estimate will reflect interest for 30 days, since this is the worst case scenario.
Escrows
You may waive an escrow account if your loan amount is 80% or less than the value of your home. Please note that a rate adjustment may apply.
If you would like an escrow account, the amount due at closing will vary depending on when your real estate taxes and homeowners insurance are due.
Private Mortgage Insurance (PMI)
Required on loan amounts over 80% of the value of the home.
Monthly premium will vary depending on the loan amount, loan to value, term of loan and type of loan.
Contact our Real Estate Specialist at (815) 267-7717 for more information.
Accounts & Services
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