Accounts & Services

Readi Cash Line-of-Credit

Money when you need it

Fixed Rate	13.90% APR
Pre-approved Credit Line	Once a revolving credit line is established, funds can be borrowed up to the available line at anytime. There is no need to re-apply for each advance.
Minimum Advance	$50
Minimum Payment	$25 per month
Credit Line	$500 to $15,000
Access Methods	Transfer funds to an ACU savings/checking account or request a check via the following options: Online through Home Banking - transfer funds into your checking or savings (check requests are not available via home banking) Automated Phone Requests - using Audio Response Teller (A.R.T.) take an advance 24/7 Live by Phone - Call any ACU office during business hours to request an advance over the phone In person - visit any ACU office
Payment Options	Payroll Deduction† Direct Deposit with automatic transfer Home Banking Transfer By phone with A.R.T. Payment Coupons

^†At this time, payroll deduction is only available to employees of ANL and Fermilab.


For more information regarding Personal Loans, e-mail memberservices@argonnecu.org or call (815) 267-7700 or (866) 469-6228